Terms and Conditions

1. Authorization to Trade

Subject to the terms and conditions of this Agreement and acceptance of Customer's application to open an Account with Sestertivm Ltd, Customer hereby authorizes Sestertivm Ltd to maintain one or more Accounts in Customer's name and engage in FX transactions for Customer's Account in accordance with oral, written or electronic instructions by Customer and its officers, partners, principals, employees or other agents ("Representatives").

Customer will bear the risk of all unauthorized instructions by its Representatives and will indemnify and hold Sestertivm Ltd harmless from all claims, liabilities, losses, damages, fees, costs and expenses relating to or arising from Sestertivm Ltd's reliance on such instructions, including any improper, unauthorized or fraudulent instructions by the Representatives, except in cases of gross negligence or wilful misconduct by Sestertivm Ltd.

Unless expressly stated otherwise in writing, all transactions entered into between Sestertivm Ltd and Customer shall be governed by the terms of this Agreement, as amended from time to time (including, without limitation, Sestertivm Ltd's Risk Disclosure, Disclosures and Trading Policies and Procedures). I confirm that I am aged 18 years or over and that the information provided by me in this application is accurate and correct.

1. Account Approvals and Maintenance

Sestertivm Ltd may reject Customer's application or close Customer's Account for any reason, at Sestertivm Ltd's sole and absolute discretion. Sestertivm Ltd may require Customer to provide additional information or documentation in order to continue carrying Customer's Account. Customer acknowledges that Sestertivm Ltd may, at any time in its sole and absolute discretion, restrict trading, disbursements or transfers.

Sestertivm Ltd may amend, change, revise, add or modify the Agreement at any time. The most current Agreement will be posted to Sestertivm Ltd's Website https://www.sestertivm.com/. Customer understands that this Agreement cannot be modified by any verbal statements or written amendments without written acceptance from the General Counsel of Sestertivm Ltd.

Customer acknowledges and agrees that Accounts are segregated in Sestertivm Ltd's books and records only, and Customer's funds are not FDIC-insured and are deposited with a liquidity provider selected by Sestertivm Ltd in its sole discretion.

2. Joint Account Owners

If this Account is held by more than one (1) person, all of the joint holders agree to be jointly and severally liable for the obligations assumed in this Agreement. If this Account is held in trust, joint ownership, or partnership, the undersigned hereby agrees to indemnify, defend and hold harmless Sestertivm Ltd for any losses resulting from breach of any fiduciary duty.

Any one or more of the joint owners shall have full authority to buy, sell, trade, deposit and withdraw funds, and receive communications on behalf of the Account. Upon death or legal incapacity of any of the undersigned, Sestertivm Ltd is authorized to take such action in regard to the Account as it may deem advisable to protect itself against any liability, penalty or loss. Customer agrees to notify Sestertivm Ltd immediately upon the death or legal incapacity of any joint owner.

3. Interest Free Account Holders

The undersigned account holder ratifies and confirms that he/she requires an Interest-Free Account in order to comply with Sharia law. Customer hereby consents and acknowledges that the Company reserves the right to apply processing fees to Interest Free Accounts and shall calculate and apply a profit or loss Adjustment to the Customer's account using its posted daily roll rates. Sestertivm Ltd reserves the right to revoke the Interest Free Trading account option and/or change the commission fee structure at any time with or without notice.

4. Margins and Deposit Requirements

Customer shall provide and maintain margin in such amounts and in such forms as Sestertivm Ltd, in its sole discretion, may require. Customer agrees to deposit by immediate wire transfer such additional margin when and as required by Sestertivm Ltd, and will immediately meet all Margin Calls. Sestertivm Ltd may change margin requirements at any time without prior notice and retains the right to limit the amount and/or total number of open positions.

Sestertivm Ltd shall not be responsible for any loss or damage caused, directly or indirectly, by delays or inaccuracies in the transmission of orders and/or information due to breakdown or failure of any transmission or communication facilities.

5a. Perpetual Futures

Perpetual Futures provide efficient markets and leverage for trading fiat cash-settled digital assets. While similar to an exchange-traded perpetual — both offer a way to establish a levered position long or short on a digital asset without a fixed expiration date — there are substantial differences.

Perpetual Futures draw on robust and scalable pricing across spot and derivative markets with a variable financing fee, whether long or short, determined by futures markets, cost of borrowing digital assets, positioning, margin, and credit lines. The trading desk sets the funding rate on Perpetual Futures, typically based on a market borrowing rate for digital assets.

5b. Rollovers

Sestertivm Ltd may, in its sole discretion and without notice to Customer, offset Customer's open positions, roll over Customer's open positions into the next settlement time period, or make or receive delivery on behalf of Customer upon any terms and by any methods deemed reasonable. Any positions held in Customer's Account at 17:00 EST may be rolled over to the next settlement date and the Account may be debited or credited for the interest differential for the rollover period.

5c. Settlement Date Offset Instructions

Offset instructions on currency positions open prior to settlement arriving at settlement date must be given to Sestertivm Ltd at least one (1) business day prior to the settlement or value day. Alternatively, sufficient funds to take delivery or the necessary delivery documents must be in the possession of Sestertivm Ltd within the same period. If neither instructions, funds nor documents are received, Sestertivm Ltd may without notice offset Customer's position or roll Customer's positions.

5d. Liquidation of Accounts

Sestertivm Ltd may, at its sole discretion, take one or more of the following actions in the event of: (a) death or judicial declaration of incompetence of Customer; (b) filing of a petition in bankruptcy or insolvency proceeding; (c) filing of an attachment against any of Customer's Accounts; (d) insufficient margin; (e) Customer's failure to provide requested information; or (f) any other circumstances Sestertivm Ltd deems appropriate for its protection:

• Sell any or all FX contracts, securities or other property held or carried for Customer;
• Cancel any or all outstanding orders or contracts, or any other commitments made with Customer.

Any of the above actions may be taken without prior notice to Customer, Customer's personal or appointed representatives, heirs, executors, administrators, trustees, legatees or assigns.

5e. Spot Transactions and Initial Coin Offering (ICO)

Spot transactions are in general settled on a daily basis at end of day. Customer understands that it will not be able to hold the crypto asset before the end of day. Crypto assets are held in customers' wallets segregated with Sestertivm Ltd's own assets.

Customer is able to withdraw manually through an email sent to Sestertivm Ltd the crypto asset to its own wallet. Customer wallet has to be whitelisted first and then Sestertivm Ltd will be able to send the crypto assets to customer wallet using an agreed Blockchain network.

6. Managed Accounts

A Money Manager is a person or entity authorized to make decisions with respect to an Account on behalf of the Account's beneficial owners. Customer understands and agrees that Sestertivm Ltd may, but is not required to, review any action or inaction by a Money Manager with respect to an Account and is not responsible for determining whether a Money Manager's action or inaction satisfies the applicable standard of care. Customer agrees to hold Sestertivm Ltd and its officers, directors, employees, agents and affiliates harmless from any liability, claim, or expense for the actions or non-actions of Customer's Money Manager.

1. General Representations and Warranties

Customer represents and warrants that:

1. Customer is of sound mind, legal age and legal competence;
2. Customer (if not a natural person) is duly organized and validly existing under the applicable laws of the jurisdiction of its organization;
3. Execution and delivery of this Agreement and all transactions contemplated hereunder have been duly authorized by Customer and will not violate any statute, rule, regulation, ordinance, charter, by-law or policy applicable to Customer;
4. Each person executing and delivering this Agreement has been duly authorized by Customer to do so;
5. No person other than the Customer has or will have an interest in Customer's Account;
6. Regardless of any subsequent determination to the contrary, Customer is suitable to trade spot or CFD cryptocurrencies;
7. Customer is not an employee of any exchange, member firm, bank, trust, or insurance company that trades the same instruments as those offered by Sestertivm Ltd, and will promptly notify Sestertivm Ltd if Customer becomes so employed;
8. Customer has read and understands the Risk Disclosure Statement, Arbitration Agreement and Trading Policies contained in this Agreement;
9. Customer has conducted simulated trading using the demo trading platform for a sufficient period to develop a full understanding of the trading platform;
10. All information provided by Customer to Sestertivm Ltd is true, correct and complete, and Customer will notify Sestertivm Ltd promptly of any changes in such information;
11. Customer will not engage in FX transactions for purposes of arbitrage or exploitation of temporary inaccuracies in any exchange rates or technical discrepancies.

2. Disclosure of Financial Information

Customer represents and warrants that the financial information disclosed to Sestertivm Ltd in the Application is an accurate representation of Customer's current financial condition, including careful calculations of Net Worth, Gross Income, Total Assets and Liabilities. Customer recognizes that Risk Capital is the amount of money Customer is willing to put at risk and if lost would not, in any way, change Customer's lifestyle. Customer agrees to immediately inform Sestertivm Ltd if Customer's financial condition changes in such a way as to reduce Customer's Net Worth and/or Risk Capital.

3. Credit

Customer authorizes Sestertivm Ltd or agents acting on behalf of Sestertivm Ltd to investigate Customer's credit standing and to contact such banks, financial institutions and credit agencies as deemed appropriate to verify information regarding Customer. Customer acknowledges that Customer's credit score may be impacted when Sestertivm Ltd accesses Customer's credit file. Customer also acknowledges that Sestertivm Ltd may provide information regarding Customer's performance under this Agreement to these agencies.

1. Cancellation and Modification Requests

Customer acknowledges that it may not be possible to cancel or modify an order. If an order cannot be cancelled or modified, Customer is bound by any execution of the original order. Sestertivm Ltd is not liable to Customer if Sestertivm Ltd is unable to cancel or modify an order. Customer further acknowledges that attempts to modify or cancel and replace an order can result in an over-execution or duplicate orders, and that Customer shall be responsible for all such executions.

Customer agrees not to assume that any order has been executed or cancelled until Customer has received confirmation from Sestertivm Ltd. Customer agrees to regularly review Customer's online Account Statement to confirm the status of Customer's orders.

2. Statements and Confirmation

Reports of the confirmation of orders and statements of Accounts for Customer shall be deemed correct and shall be conclusive and binding upon Customer if not objected to immediately upon receipt and confirmed in writing within one (1) business day after the execution of the Customer's order. Sestertivm Ltd will provide Customer access to view Customer's Account at any time with an online login via the Internet. Sestertivm Ltd will not provide trade confirmation via postal mail.

Written objections on Customer's part shall be directed to Sestertivm Ltd at Ground Floor, The Sotheby Building, Rodney Village, Rodney Bay, Gros-Islet, Saint Lucia, and shall be deemed received only if sent via e-mail or delivered by registered mail, return receipt requested.

3. Charges

Customer shall pay such charges (including, without limitation, markups and markdowns, statement charges, idle Account charges, order cancellation charges, Account transfer charges, introducing broker and Money Manager fees, or other charges) arising out of Sestertivm Ltd providing services hereunder. Sestertivm Ltd may change its charges without notice. Customer hereby authorizes Sestertivm Ltd to withdraw the amount of any such charges from Customer's Account(s).

4. Deposits and Withdrawals

Sestertivm Ltd shall neither receive nor disburse Customer's funds in cash currency or cash equivalents. All transactions between Customer and Sestertivm Ltd shall be performed by wire, Automatic Clearing House ("ACH") or other method in which the identities of both the sending and receiving parties can be verified. Sestertivm Ltd shall perform deposit/withdrawal transactions only between Customer's Sestertivm Ltd Account and another Account which is held in Customer's name. In order to prevent money laundering, fraud, and other unauthorized activity, Sestertivm Ltd may limit Customer's withdrawal options.

5. Sestertivm Ltd's Responsibilities

Sestertivm Ltd will not be responsible for delays in the transmission of orders due to a breakdown or failure of transmission or communication facilities, electrical power outage or for any other cause beyond Sestertivm Ltd's control or anticipation. Sestertivm Ltd shall not be liable for losses arising from the default of any agent or any other party used by Sestertivm Ltd under this agreement.

6. Currency Fluctuation Risk

If Customer directs Sestertivm Ltd to enter into any foreign exchange FX transaction: (a) any profit or loss arising as a result of a fluctuation in the exchange rate affecting such currency will be entirely for Customer's Account and risk; (b) all initial and subsequent deposits for margin purposes shall be made in USD, or another currency which Sestertivm Ltd may choose to accept; and (c) Sestertivm Ltd is authorized to convert funds in Customer's Account for margin into and from such foreign currency at a rate of exchange determined by Sestertivm Ltd in its sole discretion.

7. Cross Trade Consent

Customer hereby acknowledges and agrees that Sestertivm Ltd may act as the counter-party to Customer for any trade entered for the undersigned's Account or can have an interest in the liquidity provider the company is facing. The undersigned hereby consents to any such transaction, subject to the limitations and conditions contained in applicable Regulations of the competent governmental or regulatory authorities of Saint Lucia.

1. General Communications

Reports, statements, notices and any other communications shall be transmitted to Customer electronically by posting to Customer's online Account or via e-mail to the e-mail address on Customer's application, or to such other e-mail address as Customer may from time to time designate to Sestertivm Ltd. Sestertivm Ltd is not responsible if correspondence sent by postal mail is not received by Customer or if the postal mail is delayed. All communications sent via postal mail or sent by e-mail shall be deemed transmitted by Sestertivm Ltd when posted or sent and deemed delivered to Customer personally, whether actually received by Customer or not.

2. E-Mail and Electronic Communications

All e-mails sent to and from Sestertivm Ltd are subject to monitoring, review or disclosure to someone other than Customer or Customer's intended recipient. Customer agrees to hold Sestertivm Ltd harmless for any delay in e-mail delivery. Customer agrees not to use e-mail to transmit orders to purchase or sell FX and further agrees that Sestertivm Ltd is not liable for any actions taken or any omissions to act as a result of any e-mail message Customer sends to Sestertivm Ltd. Electronic communications with Sestertivm Ltd via the Web site, wireless device or touchtone service are also subject to monitoring, review or disclosure and may be retained by Sestertivm Ltd.

1. No Separate Agreements

Customer acknowledges that Customer has no separate agreement with Customer's broker or any Sestertivm Ltd employee or agent regarding the trading in Customer's Account, including any agreement to guarantee profits or limit losses in Customer's Account. Customer must authorize every transaction prior to its execution unless Customer has delegated discretion to another party by signing Sestertivm Ltd's limited power of attorney ("LPOA"). Customer agrees to indemnify and hold Sestertivm Ltd harmless from all damages or liability resulting from Customer's failure to notify Sestertivm Ltd's Compliance Department within one (1) business day of any relevant occurrences.

2. Revenue Sharing Disclosure

Customer acknowledges that Sestertivm Ltd may enter into revenue sharing arrangements with or retain the services of any other third party vendors in connection with technology support, back office and operational support functions relating to Customer's Accounts. Sestertivm Ltd reserves the right to enter into such compensation or revenue sharing arrangements based on volume traded, bid/offer pricing or other outside commission or revenue sharing models.

1. Anti-Money Laundering Procedures

Customer agrees to and acknowledges that Sestertivm Ltd may conduct the following procedures at the time of the opening and throughout the existence of the Account:

• a. Identity Verification. To help the government fight the funding of terrorism and money laundering activities, Sestertivm Ltd is required to obtain, verify, and record information that identifies each person who opens an Account, including: Customer's name; date of birth; permanent address; and identification number.
• b. Monitoring. Sestertivm Ltd may monitor the trading activity in Accounts to investigate or identify potential money laundering.
• c. Prohibited Banks Verification. Sestertivm Ltd is prohibited from conducting business with Restricted entities: Banco Delta Asia; VEF Banka; Commercial Bank of Syria; Syrian Lebanese Commercial Bank; Myanmar Mayflower Bank; Asia Wealth Bank; any Burmese banking institution, including foreign branches; and any subsidiaries of the above entities.

2. Security and Confidentiality

Customer agrees and acknowledges that Customer is the exclusive owner and solely responsible for the confidentiality and protection of Customer's Account number(s) and password(s). Customer further agrees that Customer will be fully responsible for all activities including brokerage transactions that arise from the use of Customer's Account number(s) and password(s). Customer will immediately notify Sestertivm Ltd in writing or by e-mail of any loss, theft or unauthorized use of Customer's Account number and/or passwords.

3. Intellectual Property and Confidentiality

All copyright, trademark, trade secret and other intellectual property rights in the Sestertivm Ltd Meta Trader Online Trading Platform ("Trading Platform") shall remain at all times the sole and exclusive property of Sestertivm Ltd and/or its 3rd party service providers. Customer acknowledges that the Trading Platform is confidential and has been developed through the expenditure of substantial skill, time, effort and money. Customer will not publish, distribute, copy, modify, de-compile, reverse engineer, or make derivative works of the Trading Platform.

4. No Advice and No Recommendations

Customer acknowledges that Sestertivm Ltd does not and will not give investment, legal or tax advice or make trading recommendations. Customer agrees that Customer is a self-directed investor and all orders entered are unsolicited and based on Customer's own investment decision. Customer further understands that Sestertivm Ltd does not and will not review the appropriateness or suitability of any transactions implemented or investment strategies employed in Customer's Account.

5. Trading Recommendations

Customer acknowledges that: (i) any market recommendations and information communicated to Customer by Sestertivm Ltd does not constitute an offer to sell or the solicitation of an offer to buy any crypto currency contract; (ii) such recommendation and information may be based solely on a broker's opinion and that such information may be incomplete and may be unverified; and (iii) Sestertivm Ltd makes no representations, warranties or guarantees as to the accuracy or completeness of any such information or trading recommendation.

6. Risk Acknowledgment

Customer acknowledges that investments in leveraged FX transactions are speculative, involve a high degree of risk, and are appropriate only for persons who can assume risk of loss of their margin deposit. Customer warrants that Customer is willing and able, financially and otherwise, to assume the risk of FX contracts trading. Customer recognizes that guarantees of profit or freedom from loss are impossible in FX trading and acknowledges that Customer has received no such guarantees from Sestertivm Ltd or from any of its representatives.

7. Recordings

Customer agrees and acknowledges that all conversations regarding Customer's Account(s) between Customer and Sestertivm Ltd personnel may be electronically recorded with or without the use of an automatic tone-warning device. Customer further agrees to the use of such recordings and transcripts thereof as evidence by either party in connection with any dispute or proceeding. Customer understands that Sestertivm Ltd destroys such recordings at regular intervals in accordance with Sestertivm Ltd's established business procedures and Customer hereby consents to such destruction.

8. Security Agreement

All monies, securities, negotiable instruments, CFD cryptocurrencies, spot cryptocurrencies, off-exchange options and/or other property on deposit with Sestertivm Ltd or its affiliates, in Customer's Account, for any purpose, including safekeeping, are hereby pledged with Sestertivm Ltd and shall be subject to a security interest in Sestertivm Ltd's favor for the discharge of all Customer's obligations to Sestertivm Ltd, irrespective of the number of Accounts Customer has with Sestertivm Ltd.

9. Use of Monies

Customer hereby also grants to Sestertivm Ltd the right to pledge, re-pledge, hypothecate, invest or loan, either separately or with the property of other customers, any funds, securities, currencies, and foreign currency or off-exchange options transactions of Customer held by Sestertivm Ltd as margin or security. Sestertivm Ltd shall at no time be required to deliver to Customer the identical property delivered to or purchased by Sestertivm Ltd for any Account of Customer.

10. Technology and Communications Issues

Sestertivm Ltd provides the Technology "as is," without any warranties of merchantability, fitness for a particular purpose, or other express or implied warranties. Sestertivm Ltd will not be responsible for the operation or performance of any automated trading system, or for any malfunctions of Technology or for any delays or interruptions in transmission of orders due to breakdown, excessive call volume or failure of transmission or communication equipment on the Internet or otherwise.

11. Foreign Accounts

Customers not residing in Saint Lucia ("Foreign Accounts") may be asked to comply with requests for special information by Sestertivm Ltd as required by any governmental unit or regulatory agency. Failure to respond to a special call may cause transactions to be prohibited (other than offsetting trades) for Customer. Foreign Accounts must copy and forward an official form of picture identification and must provide a bank reference before Customer is approved for trading.

1. Binding Effect

This Agreement shall be continuous and shall cover, individually and collectively, all Accounts of Customer at any time opened or reopened with Sestertivm Ltd irrespective of any change or changes at any time in the personnel of Sestertivm Ltd or its successors, assigns, or affiliates. This Agreement shall inure to the benefit of Sestertivm Ltd and its successors and assigns, whether by merger, consolidation or otherwise, and shall be binding upon Customer and/or the estate, executor, trustees, administrators, legal representatives, successors and assigns of Customer.

2. Termination

This Agreement shall continue in effect until termination, and may be terminated by Customer at any time when Customer has no open position(s) and no liabilities held by or owed to Sestertivm Ltd upon the actual receipt by Sestertivm Ltd of written notice of termination via e-mail, or at any time whatsoever by Sestertivm Ltd upon the transmittal of written notice of termination to Customer. Such termination shall not relieve either party of any obligations set out in this Agreement. Sestertivm Ltd reserves the right to suspend your Account at any time (without notice) if it believes it is appropriate in the circumstances.

3. Acceptance

This Agreement shall not be deemed to be accepted by Sestertivm Ltd nor become a binding contract between Customer and Sestertivm Ltd until Customer's information is verified and approved by Sestertivm Ltd.

4. Indemnification

Customer agrees to indemnify and hold Sestertivm Ltd, its affiliates, employees, agents, successors and assigns harmless from and against any and all liabilities, losses, damages, costs and expenses, including attorney's fees, incurred by Sestertivm Ltd arising out of Customer's failure to fully and timely perform Customer's responsibilities herein or should any of the representations and warranties fail to be true and correct.

5. Force Majeure

Sestertivm Ltd shall not be liable to Customer for any claims, losses, damages, costs or expenses caused, directly or indirectly, by any events, actions or omissions beyond Sestertivm Ltd's control, including without limitation civil unrest, war, insurrection, international intervention, governmental action, natural disasters, acts of God, market conditions, inability to communicate with any relevant person or any delay, disruption, failure or malfunction of any transmission or communication system or computer facility.

6. Terms and Headings

The term "Sestertivm Ltd" shall be deemed to include Sestertivm Ltd, its affiliates, divisions, successors and assigns; the term "Customer" shall mean the party (or parties) executing the Agreement; and the term "Agreement" shall include all other agreements and authorizations executed by Customer in connection with the maintenance of Customer's Account with Sestertivm Ltd. The paragraph headings in this Agreement are inserted for convenience of reference only and are not deemed to limit the applicability or affect the meaning of any of its provisions.

7. Governing Law and Jurisdiction

This Agreement, and the rights and obligations of the parties hereto, shall be governed by, construed and enforced in all respects by the laws of Saint Lucia, without regard to choice of law principles.

8. Use of Sestertivm Ltd's Web Sites

Web sites refer to Sestertivm Ltd's Web sites (https://www.sestertivm.com/ and additional Web sites that Sestertivm Ltd may register). The content on the Web sites is provided as a convenience but may be inaccurate or outdated. Customer agrees at all times to rely upon Customer's transaction confirmations and statements as the official records of Customer's Account. Sestertivm Ltd may without notice to Customer change, revise, modify, add, upgrade, remove or discontinue any part of Sestertivm Ltd's Web sites. The Web sites may include hyperlinks to third-party web sites. Sestertivm Ltd is not responsible for the information or content provided by such third party web sites.

9. Market Data, News and Other Information

Customer agrees that the market data, news and other information available to Customer through the Web site is for Customer's personal use and that Customer will not retransmit or republish this information in any form without the written consent of Sestertivm Ltd.

10. No Waiver or Amendment

No provision of this Agreement may be waived or amended by the Customer unless the waiver or amendment is in writing and signed by both Customer and an authorized officer of Sestertivm Ltd. No oral agreements or instructions to the contrary shall be recognized as enforceable. This instrument and the attachments hereto embody the entire agreement of the parties, superseding any and all prior written and oral agreements.

11. Severability

If any provision or condition of this Agreement shall be held to be invalid or unenforceable by any court, or regulatory or self-regulating agency or body, such provision shall be deemed modified, or, if necessary, rescinded in order to comply with the relevant court, or regulatory or self-regulatory agency or body. The validity of the remaining provisions and conditions shall not be affected thereby.

12. Account Transfer and Assignment

Customer authorizes Sestertivm Ltd to transfer and assign Customer's Account to any legal entity or company effective after Sestertivm Ltd provides Customer prior written notice. Customer may not transfer or assign this Agreement without Sestertivm Ltd's prior written consent. Any purported assignment by the Customer in violation of this provision is null, void and unenforceable.

1. Consent to Electronic Transmission of Confirmations & Account Statements

Customer hereby consents to have Customer's Account information and trade confirmations available on the Internet, in lieu of having such information delivered to Customer via mail or e-mail, as specified in paragraphs labeled "Statements and Confirmations" and "Communications" of the Customer Agreement.

2. Authorization to Transfer Funds

Customer hereby agrees that Sestertivm Ltd may, at any time and from time to time, in the sole discretion of Sestertivm Ltd, apply and transfer from any of Customer's Accounts with Sestertivm Ltd to any of Customer's other accounts, whether held at Sestertivm Ltd or other approved financial institutions, any of the Contracts, currencies, securities or other property of Customer held either individually or jointly with others to another account.

3. Agreement to Use Collateral

Customer authorizes Sestertivm Ltd to sell, pledge, rehypothecate, assign, invest, commingle and otherwise use any Collateral held by Sestertivm Ltd, including, but not limited to, using the Contracts as collateral for a loan to Sestertivm Ltd, and further trading with the Collateral. This Agreement to Use Collateral shall remain in effect so long as Customer's Account with Sestertivm Ltd remains open or Customer has any obligations of any kind to Sestertivm Ltd.

4. Tax ID Certification

Customer hereby certifies, under penalty of perjury, that (1) the number provided on the Customer Application is Customer's correct Taxpayer Identification Number and (2) the ownership, or beneficiary, of Customer's Account is not subject to withholding.

5. Arbitration Agreement

Any dispute, claim or controversy between Customer, on one hand, and Sestertivm Ltd and/or its officers, directors, agents or employees, on the other hand, arising out of or relating to the Customer Agreement, Customer's Account with Sestertivm Ltd or any other trading between Customer and Sestertivm Ltd shall be resolved by binding arbitration.

Any dispute between the Customer and Sestertivm Ltd shall be resolved by the International Centre for Dispute Resolution ("ICDR"), in accordance with the International Arbitration Rules in effect at the time such arbitration is commenced. The award in such arbitration proceeding shall be final and binding, and may be entered in any court having jurisdiction thereof.

Neither Customer nor Sestertivm Ltd shall be entitled to join or consolidate disputes by or against others in any arbitration, or to include in any arbitration any dispute as a representative or member of a class, or to act in any arbitration in the interest of the general public or of a private attorney general. The award shall be made within nine months of the filing of the notice of intention to arbitrate (demand).

1. Trading Hours

• The Sestertivm Ltd normal trading week begins at 17:15 (5:15 PM EST) on Sunday and ends at 17:00 (5:00 PM EST) on Friday (times are subject to change).
• Sestertivm Ltd will announce and display on a best efforts basis a holiday schedule on the website when trading will not take place.
• In the event of a holiday, Sestertivm Ltd will pre-announce the start-up time when trading will resume in advance and display the information on the website.
• Sestertivm Ltd reserves the right at its sole discretion to conduct special technical maintenance times when trading electronically may not be available.

2. Deposit and Account Information

• Deposits can be made via a wire transfer. Funds are not available for trading until they clear at the bank and are posted to the Customer's trading Account.
• All bank fees such as wire transfer fees into and out of the Account will be debited to the Customer's trading Account as they occur.
• All deposits are accepted in USD, EUR and CAD.
• A minimum deposit of 250 is required to open an Account with Sestertivm Ltd.
• Before any payment from an Account is made, the Customer is required to email the signed Funds Withdrawal form to: support@sestertivm.com
• Under NO CIRCUMSTANCES will Sestertivm Ltd accept a payment or deposit into an Account by a person or entity other than the person or entity whose name appears on the Account.
• Under NO CIRCUMSTANCES will Sestertivm Ltd make payment to a person or entity other than person or entity whose name appears on the Account.
• Under NO CIRCUMSTANCES will Sestertivm Ltd transfer funds from one Account to another Account with different Account Authorization information.

3. Payment Instructions

Please find funding instructions for additional currencies and payment options inside the Sestertivm Ltd Prime customer area.

4. Liquidation Level

Sestertivm Ltd reserves the right to automatically liquidate the position and the Customer will be responsible for all losses as a result of the liquidation. Sestertivm Ltd reserves the right to change the Liquidation Level at its sole discretion.

5. Prices from Sestertivm Ltd are Independent

Customers acknowledge that the prices reported by Sestertivm Ltd for buying and selling currency pairs are independent and can differ from the prices displayed elsewhere or from other liquidity providers in the interbank market. Differences can result from, but are not limited to, changes in liquidity from interbank market makers, an unbalanced position or exposure in currency pairs, or differing expectations of price movements. Sestertivm Ltd expects that in most cases the prices provided to its Customers will be in line with the general interbank market but does not warrant or imply that this will always be the case.

6. Rollover Rates

Customer acknowledges that all existing Spot Open Positions that remain open over the end of business day for Sestertivm Ltd, defined as 17:00 EST/EDT, are automatically rolled over to the next available Spot Settlement Date at a net debit or credit to the Customer's Account as determined by spot interest rates determined solely by Sestertivm Ltd. Rollover debits and credits are also influenced by the number of days that the position has to be rolled. Sestertivm Ltd reserves the right to change the credits or debits at its sole discretion if the original amounts are wrong due to an error or omission.

7. Sweep Rates

Profits that are calculated in a foreign currency are "swept" into dollars when the open positions are closed and the Profit and Loss realized. When trading in currencies where the secondary currency is USD (i.e., EUR/USD and GBP/USD), the realized profit and loss is already stated in USD and does not have to be swept. There is No Guarantee of Profit from Trading with Sestertivm Ltd: Customer acknowledges that neither Sestertivm Ltd nor any of its representatives guarantees to the Customer that they will profit from trading or investing in FX.

8. No Guarantee on Stop Loss / Limit Orders

Customer acknowledges and agrees that there may be market, liquidity or other conditions that will prevent Sestertivm Ltd from executing Customers specific Stop Loss Orders, Limit Orders or OCO Orders at the Customer designated price. In some cases the orders will be executed at prices that are less favorable to the price entered and desired by the Customer. The Customer acknowledges and agrees that they are still responsible for trades executed at levels different from their orders and that Sestertivm Ltd is not liable for failure to do so.

9. Technology Risk

There is technology risk inherent in trading online or via a software application. The Customer acknowledges and agrees that Sestertivm Ltd does not guarantee that the Customer will be able to successfully execute transactions, monitor positions, or perform other essential tasks while using the public Internet and other technology from Sestertivm Ltd or from third party vendors. Sestertivm Ltd cannot control the routing, Internet connectivity, reliability of customer or Sestertivm Ltd equipment, or any other technology hardware malfunction.

10. Payments and Refund Policy

Sestertivm Ltd and all its sites use several Merchant Solutions for online payment, order processing, order delivery, and other merchant solutions. Billing occurs at the time of or shortly after your transaction.

All sales of products are final. Fees paid for products and services are non-refundable. Prices for products offered via the Merchant Solutions may change at any time, and the Merchant Solutions does not provide price protection or refunds in the event of a price reduction or promotional offering.

If a product becomes unavailable following a transaction but prior to download, your sole remedy is a refund. If technical problems prevent or unreasonably delay delivery of your product, your exclusive and sole remedy is either replacement or refund of the price paid, as determined by Sestertivm Ltd.